Seven Shores Capital

Retirement Annuities

Retirement Annuity Investments

- The Classic Range and the Global Citizen Fund -

The Classic Range

With a proud track record stretching back more than a decade, the Classic Range of Inflation Targeting portfolios has been hard at work for investors in retirement annuities and pension fund structures.

These portfolios are fully compliant with Regulation 28 of the Pension Funds Act and have frequently been among the top performers among their peer group.

The investment options in the Classic Range, all targeted over rolling 3-year periods with a 90+% statistical probability, are:

The Classic Range Wealth Preserver (targeting inflation + 2% per year, with maximum drawdowns* below 5%)
The Classic Range Wealth Builder (targeting inflation + 4% per year, with maximum drawdowns* below 10%)
The Classic Range Ambitious Growth (targeting inflation + 6% per year, with maximum drawdowns* below 17.5%)

Classic Wealth Preserver

Classic Wealth Builder

Classic Ambitious Growth

(*Maximum drawdowns are the largest percentage amount by which a portfolio can retreat from its highest ever level, as measured monthly and with a 90+% statistical probability targeted.)

These portfolios are available for investment on:

AIMS (Absa Investment Management Services)
Glacier by Sanlam
Momentum Wealth
Boutique Collective Investments

Please contact us for more information.

The Global Citizen Portfolio

Seven Shores Capital has proudly innovated to bring South African annuity and pension investors an investment option that they have never had before: a fund where they can be heavily invested in foreign country company, property, cash and bond earnings, while still being fully compliant with the rules and laws on annuity and pension investments.

These rules allow for only 30% of a retirement annuity or pension fund to be directly invested offshore, but extensive research and modelling has identified a selection of JSE listed companies and listed property businesses that earn virtually all of their revenue outside of South Africa. Making use of these investment options allows us to construct a portfolio for annuity and pension investors that gives them the opportunity to effectively invest up to 100% in the wider international economy – a very valuable option, as a raft of research studies over the years have shown that the optimal offshore allocation over time for almost all pension funds and pension structure investors is significantly greater than the 30% direct limit.

Performance Track Record

The Global Citizen Portfolio is available for investment through the following channels, under the name of the FAL BCI Balanced Fund: